Copyright ©2012 All rights reserved
Dooley Insurances Ltd. t/a Dooley Insurance & Mortgage Brokers is regulated by the Central Bank of Ireland
Dooley Insurances Ltd
Office Suite 2A
Sycamore House
Millennium Park
Naas
County Kildare
Tel: +353 (0) 45 431642
Fax: +353 (0) 45 434170
Q). Do I have to insure my house through my mortgage provider?
A). No. You can choose to insure your house with whoever you wish. If you have a mortgage you will need to have the interest of the mortgage provider noted on the policy
Q). What is included under buildings insurance?
A). Building insurance covers the structure of your home including domestic outbuildings and any fixtures or fittings. This should include items that you usually cannot take with you if you move home. (eg. Fitted kitchens etc.)
Q). How do I know how much to insure my buildings for?
A). You should insure your home for the rebuilding cost provided by the Chartered Surveyors of Ireland.
Q). What is contents insurance?
A). Contents insurance covers everything in your home belonging to you or belonging to members of your family permanently living with you, this would include items that you usually would take with you if you move home.
Q). How much should I insure my contents for?
A). You must insure your contents for the replacement cost at todays values in the event of them being stolen or damaged.
Q). What is a policy excess?
A). The policy excess is the amount of each claim that you will have to pay for yourself. The standard excess vary depending on the policy but if you choose to increase the excess there is a premium discount available.
Q). What is all risks cover?
A). All risks provides cover for items temporarily outside the home. (Possessions normally worn or carried on the person outside of the home, e.g.: jewellery, items of clothing, photographic equipment. Note: Mobile phones, hearing aids, sports equipment and pedal cycles.